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		<title>Housing Bubble</title>
		<link>http://housing-bubble.com/</link>
		<description>Housing bubble news and commentary on trends in real estate prices,investor behavior and home buying</description>
		<dc:language>en-us</dc:language>
		<dc:rights>Copyright 2006 Housing-Bubble.com</dc:rights>
		<dc:date>2007-05-17T17:30:20-05:00</dc:date>
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			<title>California call for halt to foreclosures</title>
			<link>http://housing-bubble.com/news/california-fcl-0507.html</link>
			<description>California foreclosure crisis as sales and prices continue to fall</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-05-17</dc:date>
		</item>
		<item>
			<title>First time buyer numbers fall</title>
			<link>http://housing-bubble.com/news/first-time-buyer-1106.html</link>
			<description>Survey finds first time buyer numbers have fallen since last year</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-11-16</dc:date>
		</item>
		<item>
			<title>Housing bubble just booms and balloons</title>
			<link>http://housing-bubble.com/news/housing-bubble-balloon-1106.html</link>
			<description>No housing bubble just different booms and deflating balloons in home prices but buyers back out of deals in record numbers</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-11-14</dc:date>
		</item>
		<item>
			<title>Southern California home sales at nine year low</title>
			<link>http://housing-bubble.com/news/southern-california-home-sales-a6.html</link>
			<description>Home sales in Southern california show dramatic fall with price growth also slowing</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-08-16</dc:date>
		</item>
		<item>
			<title>No housing bubble new analysis of fundamental home values</title>
			<link>http://housing-bubble.com/news/no-housing-bubble-0406.html</link>
			<description>No housing bubble claims study with homes being undervalued in many areas and exisitng housing bubble assumptions flawed</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-04-05</dc:date>
		</item>
		<item>
			<title>Housing Bubble is real and a risk to economy</title>
			<link>http://housing-bubble.com/news/housing-bubble-real-0406.html</link>
			<description>Housing bubble prices overvalued mortgage equity withdrawal and unemployment are risk</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-04-05</dc:date>
		</item>
		<item>
			<title>Real estate investment expo targets realtors and entrepreneurs</title>
			<link>http://housing-bubble.com/news/real-estate-investment-expo-0306.html</link>
			<description>Real estate expo aims to help realtors become real estate entrepreneurs make money from national and international real estate investment</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-03-31</dc:date>
		</item>
		<item>
			<title>Futures trading real estate offers more options</title>
			<link>http://housing-bubble.com/news/futures-trading-real-estate-0306.html</link>
			<description>Futures and options trading for real estate using home prices indexes for investors housing bubble insurance</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-03-28</dc:date>
		</item>
		<item>
			<title>Existing home sales and prices rise</title>
			<link>http://housing-bubble.com/news/home-sales-rise-0306.html</link>
			<description>Existing home sales and prices rise leading realtors to claim home market is stabalizing</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-03-22</dc:date>
		</item>
		<item>
			<title>Mortgage delinquencies rise</title>
			<link>http://housing-bubble.com/news/mortgage-delinquencies-0306.html</link>
			<description>Residential mortgage delinquencies rise with small increase in loans enterering foreclosure since previous quarter</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-03-18</dc:date>
		</item>
		<item>
			<title>Online real estate advertising warning</title>
			<link>http://housing-bubble.com/news/real-estate-advertising-warning.html</link>
			<description>Online real estate advertising attracts investors filipping real estate</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-03-14</dc:date>
		</item>
		<item>
			<title>Is bursting housing bubble an opportunity ?</title>
			<link>http://housing-bubble.com/news/housing-bubble-opportunity-0306.html</link>
			<description>Conflicting views on bursting housing bubble opportunity and who could benefit</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-03-10</dc:date>
		</item>
		<item>
			<title>Housing market continues to slow</title>
			<link>http://housing-bubble.com/news/housing-market-slow-0306.html</link>
			<description>Data shows housing market continues to slow new and existing home salse both decline</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-03-08</dc:date>
		</item>
		<item>
			<title>Craigslist sued over fair housing laws</title>
			<link>http://housing-bubble.com/news/fair-housing-lawsuit-0206.html</link>
			<description>Lawsuit filed by fair housing group alleges cragslist published discriminatory ads</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-02-27</dc:date>
		</item>
		<item>
			<title>Existing home sales fall in December</title>
			<link>http://housing-bubble.com/news/housing-market-j6.html</link>
			<description>Large regional variations in sales with home price growth also reduced in December - 2005 record for sales</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-01-25</dc:date>
		</item>
		<item>
			<title>Housing market back to normal growth in 2006 say realtors</title>
			<link>http://housing-bubble.com/news/housing-market-j6.html</link>
			<description>Housing market to show more normal rate of price growth and more sustainable sales pace</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-01-18</dc:date>
		</item>
		<item>
			<title>Pending Home Sales Index slows for third month</title>
			<link>http://housing-bubble.com/news/pending-j6.html</link>
			<description>Realtors say slowing Home Sales Index shows housing market in transition</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-01-06</dc:date>
		</item>
		<item>
			<title>Real estate bubble not seen by LaSalle</title>
			<link>http://housing-bubble.com/news/bubble-lasalle-j6.html</link>
			<description>Student housing and buildings in non-condo conversion markets seen as offering good returns</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2006-01-05</dc:date>
		</item>
		<item>
			<title>Home sales and housing production to slow in 2006 say homebuilders</title>
			<link>http://housing-bubble.com/news/homebuilders-d5.html</link>
			<description>Homebuilders forecast a return to sustainable levels of sales production and price appreciation</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-12-20</dc:date>
		</item>
		<item>
			<title>Florida home sales rise prices show small gain</title>
			<link>http://housing-bubble.com/news/florida-sales-d5.html</link>
			<description>Florida's existing homes median price continues rise, sales show slight gain in November</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-12-20</dc:date>
		</item>
		<item>
			<title>Illinois home sales level and prices rise over last November</title>
			<link>http://housing-bubble.com/news/illinois-homes-n5.html</link>
			<description>Illinois home sales level in November, prices rise 9.8 percent from year earlier</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-12-20</dc:date>
		</item>
		<item>
			<title>Pending home sales show market easing</title>
			<link>http://housing-bubble.com/news/home-sales-0612.html</link>
			<description>Home sales decline expected as housing sector slowing say realtors</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-12-07</dc:date>
		</item>
		<item>
			<title>Trends indicate housing bubble</title>
			<link>http://housing-bubble.com/news/research-housing-bubble-1105.html</link>
			<description>Study claims that housing market trends indicate dangerous hosuing bubble</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-11-08</dc:date>
		</item>
		<item>
			<title>Housing overvalued investors say</title>
			<link>http://housing-bubble.com/news/housing-overvalued-021105.html</link>
			<description>Perceptions of real estate valuations are local suggests survey</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-11-02</dc:date>
		</item>
		<item>
			<title>Fed raises interest rate to 4 percent</title>
			<link>http://housing-bubble.com/news/interest-rate-rise-011105.html</link>
			<description>Increase in interst rate aimed at controlling inflation</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-11-01</dc:date>
		</item>
		<item>
			<title>Freddie Mac mortgage relief for Wilma borrowers</title>
			<link>http://housing-bubble.com/news/mortgage-relief-wilma-011105.html</link>
			<description>Freddie Mac announces mortgage relief for borrowers affected by Hurricane Wilma</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-11-01</dc:date>
		</item>
		<item>
			<title>How to avoid conflict of interest when buying and selling a home</title>
			<link>http://housing-bubble.com/news/conflict-real-estate-311005.html</link>
			<description>Avoid conflict of interest in real estate with free consumer booklet</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-10-31</dc:date>
		</item>
		<item>
			<title>Pulte Homes have record Q3 results</title>
			<link>http://housing-bubble.com/news/pulte-homes-3-231010.html</link>
			<description>9 percent increase in average selling price to $317,000 per home</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-10-23</dc:date>
		</item>
		<item>
			<title>Hood files lawsuit against insurers after Katrina flooding</title>
			<link>http://housing-bubble.com/news/insurance-katrina-flooding-190905.html</link>
			<description>Attempt to force payment for flood losses not covered by property insurance</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-09-19</dc:date>
		</item>
		<item>
			<title>Florida land sale biggest since Disney?</title>
			<link>http://housing-bubble.com/news/florida-land-sale-280905.html</link>
			<description>Florida land sale of Citrus and Ranch land may be biggest since disney</description>
			<dc:creator>Paull Allen</dc:creator>
			<dc:date>2005-09-08</dc:date>
		</item>
		<item>
			<title>High risk mortgages and home prices</title>
			<link>http://housing-bubble.com/news/high-risk-mortgage-threat-011005.html</link>
			<description>High risk mortgage lending could threaten home prices with Interest Only, Pick a Payment and OptionArm</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2005-09-05</dc:date>
		</item>
		<item>
			<title>Existing home sales remain in record territory say realtors</title>
			<link>http://housing-bubble.com/news/existing-home-sales-250703.html</link>
			<description>Slight easing of sales in June may reflect some weakness in the labor markets says Lereah</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-25</dc:date>
		</item>
		<item>
			<title>California median home price increases 15.9 percent in June</title>
			<link>http://housing-bubble.com/news/california-home-prices-250703.html</link>
			<description>California median home price hits record $376,260 sales increase 7.2 percent C.A.R. reports</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-25</dc:date>
		</item>
		<item>
			<title>New home sales break another record in June</title>
			<link>http://housing-bubble.com/news/new-home-sales-250703.html</link>
			<description>Sales of new single-family homes rose to a second consecutive record-breaking high in June</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-25</dc:date>
		</item>
		<item>
			<title>Florida's home sales rise 14 percent in June</title>
			<link>http://housing-bubble.com/news/florida-home-sales-250703.html</link>
			<description>Florida statewide median sales price rose 11 percent to $161,900 last month</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-25</dc:date>
		</item>
		<item>
			<title>Illinois June home sales up 7.2 percent</title>
			<link>http://housing-bubble.com/news/illinois-home-sales-250703.html</link>
			<description>Illinois home sales rise median home price up 7.3 percent on year</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-25</dc:date>
		</item>
		<item>
			<title>Housing starts and building permits rise</title>
			<link>http://housing-bubble.com/news/housing-starts-170703.html</link>
			<description>Housing starts rise 3.7 percent, building permits rise 0.8 percent</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-17</dc:date>
		</item>
		<item>
			<title>Housing Market Index shows builders confidence still high</title>
			<link>http://housing-bubble.com/news/housing-market-index-170703.html</link>
			<description>Housing Market Index rise indicates builders confidence still high but land availability causes concern in some areas</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-17</dc:date>
		</item>
		<item>
			<title>Inclusionary housing grows in California</title>
			<link>http://housing-bubble.com/news/inclusionary-housing-160703.html</link>
			<description>Inclusionary housing an explosive trend in housing strategy has potential to double affordable housing production</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-16</dc:date>
		</item>
		<item>
			<title>NAR Survey of home buyers and sellers shows growing web use</title>
			<link>http://housing-bubble.com/news/web-home-buying-160703.html</link>
			<description>Nearly three out of four homebuyers now use the Internet as a tool when searching for a home</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-16</dc:date>
		</item>
		<item>
			<title>M.D.C Holdings reports record second quarter homebuilding profits</title>
			<link>http://housing-bubble.com/news/mdc-q3-160703.html</link>
			<description>Highest second quarter home closings, quarterly home orders and quarter- end backlog in Company history</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-16</dc:date>
		</item>
		<item>
			<title>Nearly one in seven buyers owned or bought a second home in Q1</title>
			<link>http://housing-bubble.com/news/second-home-buyers-150703.html</link>
			<description>Nearly one in seven home buyers owned or bought a second home during first quarter</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-15</dc:date>
		</item>
		<item>
			<title>Census Bureau releases commuting and housing data</title>
			<link>http://housing-bubble.com/news/commuting-housing-data-140703.html</link>
			<description>Census Bureau releases commuting and housing data for 13 Metro Areas</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-14</dc:date>
		</item>
		<item>
			<title>Large suburban cities in West are fastest-growing</title>
			<link>http://housing-bubble.com/news/fastest-growing-cities-120703.html</link>
			<description>Large suburban cities in West are fastest growing according to Census Bureau,Gilbert leads</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-12</dc:date>
		</item>
		<item>
			<title>California's Housing Affordability Index falls</title>
			<link>http://housing-bubble.com/news/california-housing-affordability-110703.html</link>
			<description>California's Housing Affordability Index falls one point in May affordability gap between California and U.S. at 32 points</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-11</dc:date>
		</item>
		<item>
			<title>Homeownership and housing strength to continue through 2003</title>
			<link>http://housing-bubble.com/news/homeownership-strength-100703.html</link>
			<description>Leading homeownership and housing sector economists predicted a record-setting year for housing</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-10</dc:date>
		</item>
		<item>
			<title>ECRI says downturn in home prices unlikely this year</title>
			<link>http://housing-bubble.com/news/ecri-home-prices-090703.html</link>
			<description>Leading Home Price Index indicates home prices will remain buoyant  in near term</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-09</dc:date>
		</item>
		<item>
			<title>Realtors home sales forecast stronger than earlier predicted</title>
			<link>http://housing-bubble.com/news/home-sales-forecast-090703.html</link>
			<description>Home sales forecast volume stronger than earlier projected,should surpass last year's record say realtors</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-09</dc:date>
		</item>
		<item>
			<title>Western Washington home sales rise</title>
			<link>http://housing-bubble.com/news/washington-home-sales-080703.html</link>
			<description>Home sales in Western Washington rise sharply from year ago</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-08</dc:date>
		</item>
		<item>
			<title>NAHB boosts forecast for 2003 sales of new single-family homes</title>
			<link>http://housing-bubble.com/news/family-homes-forecast-020703.html</link>
			<description>Builders boost forecast for 2003 sales of new single-family homes to record-high 985,000, say housing market will continue to provide strong suppot to economy</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-02</dc:date>
		</item>
		<item>
			<title>Hovnanian Enterprises announces 44 percent increase in June 2003 new home orders</title>
			<link>http://housing-bubble.com/news/hovnanion-020703.html</link>
			<description>A leading national homebuilder reports rise number of new home orders which includes effects of acquisitions</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-02</dc:date>
		</item>
		<item>
			<title>Construction falls 1.7 percent</title>
			<link>http://housing-bubble.com/news/construction-010703.html</link>
			<description>Construction falls 1.7 percent, spending on new residential housing units falls 0.7 percent</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-01</dc:date>
		</item>
		<item>
			<title>Foreclosures.com sees no relief in Bay Area foreclosure activity</title>
			<link>http://housing-bubble.com/news/bay-area-foreclosures-010703.html</link>
			<description>Negative job growth and protracted unemployment will increase foreclosure activity in the second half of 2003</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-01</dc:date>
		</item>
		<item>
			<title>Foreclosures.com reports foreclosure activity in Chicagoland still high</title>
			<link>http://housing-bubble.com/news/chicago-foreclosure-010703.html</link>
			<description>Pace of foreclosures in the Chicago metro area continues at near epidemic levels says foreclosures.com</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-01</dc:date>
		</item>
		<item>
			<title>Foreclosures.com - NJ market helps homeowners in default</title>
			<link>http://housing-bubble.com/news/New-jersey-foreclosures-010703.html</link>
			<description>Foreclosures.com say New Jersey's hot housing market helps homeowners in default</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-01</dc:date>
		</item>
		<item>
			<title>OFHEO releases Capital Classifications for Fannie and Freddie</title>
			<link>http://housing-bubble.com/news/ofheo-capital-class-010703.html</link>
			<description>Smaller interest rate shocks and recent years house price appreciation largely account for the growth in capital surpluses</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-07-01</dc:date>
		</item>
		<item>
			<title>Bank outlines ways to increase homeownership in Ventura County</title>
			<link>http://housing-bubble.com/news/ventura-county-homeownership-300603.html</link>
			<description>Federal Home Loan Bank of San Francisco looks at ways to assist working families in Ventura County in their search for affordable homes</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-30</dc:date>
		</item>
		<item>
			<title>Housing market in many U.S. cities may have started to decline</title>
			<link>http://housing-bubble.com/news/housing-market-crash-270603.html</link>
			<description>The Coming Crash of the Housing Market gives pessimistic forecast for residential real estate prices</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-27</dc:date>
		</item>
		<item>
			<title>California home sales fall as prices hit new record</title>
			<link>http://housing-bubble.com/news/california-home-sales-260603.html</link>
			<description>California home sales fall 7.7 percent on year, California home prices rise  15.6 percent on year</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-26</dc:date>
		</item>
		<item>
			<title>Florida home sales up 6 percent</title>
			<link>http://housing-bubble.com/news/florida-home-sales-260603.html</link>
			<description>Florida home sales data shows prices also up, Tampa-St. Petersburg-Clearwater MSA's largest number of resales</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-26</dc:date>
		</item>
		<item>
			<title>Builders forecast record high for new home sales in 2003</title>
			<link>http://housing-bubble.com/news/new-home-sales-260603.html</link>
			<description>Builders say current demand is fueled by financing climate and solid investment potential</description>
			<dc:creator>Paul Alllen</dc:creator>
			<dc:date>2003-06-26</dc:date>
		</item>
		<item>
			<title>Housing leading way in turning economy around says HUD</title>
			<link>http://housing-bubble.com/news/home-sales-hud-250603.html</link>
			<description>May home sales data - increases are good news for American families and the nation says HUD</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-25</dc:date>
		</item>
		<item>
			<title>Existing home sales rise at third-highest monthly pace on record</title>
			<link>http://housing-bubble.com/news/existing-home-sales-250603.html</link>
			<description>Existing-home sales increased 1.2 percent, realtors expect sales activity to ease a little</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-25</dc:date>
		</item>
		<item>
			<title>New home sales post largest percentage gain since September 1993</title>
			<link>http://housing-bubble.com/news/home-sales-250603.html</link>
			<description>New home sales in May 12.5 percent above revised April estimate</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-25</dc:date>
		</item>
		<item>
			<title>Salary increases fall for first time in a decade</title>
			<link>http://housing-bubble.com/news/salary-increases-230603.html</link>
			<description>Salary increase budgets across America have declined significantly for first time in 10 years Conference Board reports</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-23</dc:date>
		</item>
		<item>
			<title>Mortgage delinquencies fall, foreclosures rise slightly in Q1</title>
			<link>http://housing-bubble.com/news/mortgage-delinquencies-200603.html</link>
			<description>Latest MBA survey finds  minor decrease in overall delinquency rate while percentage of loans in process of foreclosure rose for all loan types during Q1</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-20</dc:date>
		</item>
		<item>
			<title>Builders urge major push to address unmet rural housing needs</title>
			<link>http://housing-bubble.com/news/rural-housing-200603.html</link>
			<description>Significant need for new production of affordable housing units and access to competitively priced credit in rural areas</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-20</dc:date>
		</item>
		<item>
			<title>Housing affordability a problem say builders</title>
			<link>http://housing-bubble.com/news/housing-affordability-nahb-200603.html</link>
			<description>Despite strong housing market housing affordability remains a serious problem for many say builders</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-20</dc:date>
		</item>
		<item>
			<title>Bay Area homes for sale - numbers up on month, down on year</title>
			<link>http://housing-bubble.com/news/bay-area-home-sale-200603.html</link>
			<description>Numbers of Bay Area homes for sale up on month and prices reach new peak</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-20</dc:date>
		</item>
		<item>
			<title>Houston, Charlotte top homes for sale by owner list</title>
			<link>http://housing-bubble.com/news/houston-for-sale-by-owner-20063.html</link>
			<description>Survey finds Houston tops home for sale by owner list leading Charlotte in independent home sales</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-20</dc:date>
		</item>
		<item>
			<title>Study - homeownership creates benefits for individuals and communities</title>
			<link>http://housing-bubble.com/news/homeownership-social-benefits-190603.html</link>
			<description>Homeownership Alliance study finds homeownership provides numerous social benefits for both individuals and communities</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-19</dc:date>
		</item>
		<item>
			<title>Southern California homes for sale - numbers up on month</title>
			<link>http://housing-bubble.com/news/southern-california-homes-sale-180603.html</link>
			<description>Strong southern california home sales continue but numbers down on year</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-18</dc:date>
		</item>
		<item>
			<title>More boomers plan to relocate for retirement</title>
			<link>http://housing-bubble.com/news/boomer-relocation-180603.html</link>
			<description>Baby boomer opinion survey finds 59 percent of those surveyed plan to relocate for retirement</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-18</dc:date>
		</item>
		<item>
			<title>MBA forecasting $3.3 trillion in mortgage originations</title>
			<link>http://housing-bubble.com/news/mortgage-originations-180603.html</link>
			<description>MBA expects 68 percent will be loans to refinance existing mortgages</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-18</dc:date>
		</item>
		<item>
			<title>Refinancing activity increases in latest MBA survey</title>
			<link>http://housing-bubble.com/news/refinancing-mba-180603.html</link>
			<description>Composite Index increased by 0.7 percent - up 192.6 percent compared to the same week a year earlier</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-18</dc:date>
		</item>
		<item>
			<title>Fitch: U.S. housing/homebuilders still positively influencing economy</title>
			<link>http://housing-bubble.com/news/fitch-homebuilders-170603.html</link>
			<description>Fitch anticipates further growth in builder profits and cash flows despite lower residential construction activity</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-17</dc:date>
		</item>
		<item>
			<title>Builders pick up the pace of new construction</title>
			<link>http://housing-bubble.com/news/builders-housing-starts-170603.html</link>
			<description>Builders still projecting 1.7 million housing starts for all of 2003</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-17</dc:date>
		</item>
		<item>
			<title>Housing starts and building permits rise</title>
			<link>http://housing-bubble.com/news/housing-starts-170603.html</link>
			<description>Housing strats rise 6.1 percent, building permits rise 3.7 percent</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-17</dc:date>
		</item>
		<item>
			<title>Builder confidence rises strongly in June</title>
			<link>http://housing-bubble.com/news/housing-market-index-160603.html</link>
			<description>Housing Market Index (HMI) rises five points report home builders</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-16</dc:date>
		</item>
		<item>
			<title>MBA warns of fall in homeownership rates if FCRA changed</title>
			<link>http://housing-bubble.com/news/mba-fcra-testimony-130603.html</link>
			<description>MBA testimony on The Role of FCRA in the Credit Granting Process and effect on homeownership rates</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-13</dc:date>
		</item>
		<item>
			<title>California's Housing Affordability unchanged as home prices rise</title>
			<link>http://housing-bubble.com/news/california-home-prices-130603.html</link>
			<description>Interest rates keep California's Housing Affordability Index unchanged in April despite rise in median home price</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-13</dc:date>
		</item>
		<item>
			<title>Builders testify on solutions to remove affordable housing barriers</title>
			<link>http://housing-bubble.com/news/builders-affordability-120603.html</link>
			<description>Builders call on Congress to take steps to remove affordable housing barriers and expand homeownership opportunities</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-12</dc:date>
		</item>
		<item>
			<title>Study finds workforce heroes cannot afford homes</title>
			<link>http://housing-bubble.com/news/workforce-housing-affordability-110603.html</link>
			<description>Essential workers working in central cities have less than a one-in-three chance of finding a home they can afford</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-11</dc:date>
		</item>
		<item>
			<title>Freddie Mac provides SEC update</title>
			<link>http://housing-bubble.com/news/freddie-mac-sec-110603.html</link>
			<description>Securities and Exchange Commission starts fromal investigation  of Freddie Mac</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-11</dc:date>
		</item>
		<item>
			<title>30-Year Fixed Rate Mortgage still dropping</title>
			<link>http://housing-bubble.com/news/fixed-rate-mortgage-mba-110603.html</link>
			<description>Refinancing activity remains strong</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-11</dc:date>
		</item>
		<item>
			<title>Lennar reports 50 percent increase in Earnings Per Share</title>
			<link>http://housing-bubble.com/news/lennar-eps-100603.html</link>
			<description>Lennar reports US homebuilding market remains strong as a result of favorable supply and demand trends</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-10</dc:date>
		</item>
		<item>
			<title>Group expresses concern over reasons for Freddie Mac shakeup</title>
			<link>http://housing-bubble.com/news/cagw-freddie-090603.html</link>
			<description>Citizens Against Government Waste reacts strongly to Freddie Mac shakeup</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-09</dc:date>
		</item>
		<item>
			<title>OFHEO statement on Freddie Mac review</title>
			<link>http://housing-bubble.com/news/ofheo-freddie-statement-090603.html</link>
			<description>OFHEO statement - concern over altering and failing to supply documents relevant to the restatement  process</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-09</dc:date>
		</item>
		<item>
			<title>Freddie Mac announces new leadership</title>
			<link>http://housing-bubble.com/news/freddie-mac-leadership-090603.html</link>
			<description>Freddie Mac - new CEO, earnings restatement expected to materially increase reported earnings</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-09</dc:date>
		</item>
		<item>
			<title>UCLA Anderson Forecast still predicting short-term sluggishness</title>
			<link>http://housing-bubble.com/news/economic-forecast-UCLA-050603.html</link>
			<description>Economic forecast predicts real estate boom to continue, sees end to economic downturn in California in Q3</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-05</dc:date>
		</item>
		<item>
			<title>Home price growth moderates yet remains brisk in Q1 2003</title>
			<link>http://housing-bubble.com/news/home-price-freddie-030603.html</link>
			<description>Freddie Mac Quarterly Mortgage Home Price Index found growth in home values up 5.1 percent</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-04</dc:date>
		</item>
		<item>
			<title>Mortgage applications - more records broken</title>
			<link>http://housing-bubble.com/news/mortgage-applications-040603.html</link>
			<description>Composite,Purchase and Refinance indexes all set new records</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-04</dc:date>
		</item>
		<item>
			<title>NAR predicts record home sales for 2003</title>
			<link>http://housing-bubble.com/news/home-sales-2003-nar-040603.html</link>
			<description>Realtors expect housing sector to set a sales record in 2003</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-04</dc:date>
		</item>
		<item>
			<title>Program to create 6,000 California affordable housing units</title>
			<link>http://housing-bubble.com/news/california-affordable-housing-boa-040603.html</link>
			<description>Bank of America and Impact Community Capital announce plan to build 6,000 new affordable housing units in California over three years</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-04</dc:date>
		</item>
		<item>
			<title>OFHEO launches interactive house price calculator</title>
			<link>http://housing-bubble.com/news/house-price-calculator-ofheo-030603.html</link>
			<description>OFHEO house price calculator to estimate the value of a home by state, city or region</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-03</dc:date>
		</item>
		<item>
			<title>MBA hails introduction of Homeownership Tax Credit Act</title>
			<link>http://housing-bubble.com/news/homeownership-tax-credit-mba-030603.html</link>
			<description>Homeownership Tax Credit Act will help mitigate downpayment closing costs associated with obtaining a mortgage says MBA</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-03</dc:date>
		</item>
		<item>
			<title>Merced Community reacts to housing crisis</title>
			<link>http://housing-bubble.com/news/merced-housing-crisis-020603.html</link>
			<description>Study finds most current residents will be unable to afford to buy a home in Merced within five to ten years</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-02</dc:date>
		</item>
		<item>
			<title>Q1 2003 House Price Index decelaration trend continues</title>
			<link>http://housing-bubble.com/news/house-price-index-q1-020603.html</link>
			<description>U.S. homes average 6.48 percent annual price appreciation</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-02</dc:date>
		</item>
		<item>
			<title>Construction spending falls again</title>
			<link>http://housing-bubble.com/news/construction-spending-020603.html</link>
			<description>Construction put in place during April 2003 estimated at seasonally adjusted annual rate of $862.6 billion</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-02</dc:date>
		</item>
		<item>
			<title>Million dollar homes - Cambridge, Mass. has highest concentration</title>
			<link>http://housing-bubble.com/news/million-dollar-homes-010603.html</link>
			<description>Census Bureau analysis Home Values 2000 shows 18 percent increase in median price since 1990</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-06-01</dc:date>
		</item>
		<item>
			<title>30 year FRM sets another record low</title>
			<link>http://housing-bubble.com/news/mortgage-rates-290503.html</link>
			<description>Housing market will continue to prosper says Freddie Mac</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-29</dc:date>
		</item>
		<item>
			<title>Real Estate Capital Markets Report looks at 10 critical issues</title>
			<link>http://housing-bubble.com/news/real-estate-cap-markets-290503.html</link>
			<description>Report sees tough challenges for 2003 and beyond</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-29</dc:date>
		</item>
		<item>
			<title>Toll Brothers report record earnings and revenues for Q2</title>
			<link>http://housing-bubble.com/news/toll-bros-q2-03-290503.html</link>
			<description>Expansion program continues with a record 176 selling communities today and a projected 185 selling communities by FYE 2003</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-29</dc:date>
		</item>
		<item>
			<title>Refinance Index over 5000 for 21st consecutive week</title>
			<link>http://housing-bubble.com/news/refinance-index-mba-280503.html</link>
			<description>Refinancing activity increased to 77.1 percent of total applications</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-28</dc:date>
		</item>
		<item>
			<title>California luxury home values rise in Q1 2003</title>
			<link>http://housing-bubble.com/news/california-luxury-home-280503.html</link>
			<description>Los Angeles Posts 11 Percent Gain, San Francisco and San Diego stable</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-28</dc:date>
		</item>
		<item>
			<title>Illinois home sales ahead of last year</title>
			<link>http://housing-bubble.com/news/illinois-home-sales-280503.html</link>
			<description>Illinois existing home price up 5.4 percent sales up 2.3 percent</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-28</dc:date>
		</item>
		<item>
			<title>Existing home sales up 5.6 percent in April</title>
			<link>http://housing-bubble.com/news/existing-home-sales-270503.html</link>
			<description>Existing home sales rise median price up 6.8 percent on year</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-27</dc:date>
		</item>
		<item>
			<title>New home sales data bodes well for season say builders</title>
			<link>http://housing-bubble.com/news/new-home-sales-270503.html</link>
			<description>New home sales at seasonally adjusted annual rate of 1.03 million units</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-27</dc:date>
		</item>
		<item>
			<title>New home sales up 1.7 percent on April</title>
			<link>http://housing-bubble.com/news/new-home-sales-cns-270503.html</link>
			<description>New home sales rise small gain in average price</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-27</dc:date>
		</item>
		<item>
			<title>Florida home sales rise 5 percent in April</title>
			<link>http://housing-bubble.com/news/florida-home-sales-270503.html</link>
			<description>Florida existing home sales rise 5 percent prices up 11 percent</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-27</dc:date>
		</item>
		<item>
			<title>California existing home price up 14.8 percent, sales down 9.3 percent</title>
			<link>http://housing-bubble.com/news/california-home-sales-270503.html</link>
			<description>Year-to-date sales decline 5 percent in line with our realtors expectations</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-27</dc:date>
		</item>
		<item>
			<title>Intown housing demand steady</title>
			<link>http://housing-bubble.com/news/intown-housing-demographics-270503.html</link>
			<description>Intown housing demand is steady fueled  by young childless professionals some empty nesters eperts say</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-27</dc:date>
		</item>
		<item>
			<title>Wisconsin housing market outpaces region and nation in Q1</title>
			<link>http://housing-bubble.com/news/wisconsin-home-sales-230503.html</link>
			<description>Residential home sales in Wisconsin up 6.9 percent in Q1 outpacing Midwest region and Nation</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-23</dc:date>
		</item>
		<item>
			<title>A majority of the House reaffirms banks don't belong in real estate</title>
			<link>http://housing-bubble.com/news/banks-real-estate-230503.html</link>
			<description>Legislation will keep banking conglomerates out of real estate brokerage and property management</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-23</dc:date>
		</item>
		<item>
			<title>Mortgage rates continue to fall</title>
			<link>http://housing-bubble.com/news/mortgage-rates-220503.html</link>
			<description>Refinancing market picks up more speed as mortgage rates fall again</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-22</dc:date>
		</item>
		<item>
			<title>Bay Area home sales still fluctuate but prices hit new peak</title>
			<link>http://housing-bubble.com/news/bay-area-home-sales-210503.html</link>
			<description>Bay Area home sales up on month down on year but prices rise again</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-21</dc:date>
		</item>
		<item>
			<title>Southland home sales strong in March</title>
			<link>http://housing-bubble.com/news/southland-home-sales-210503.html</link>
			<description>Southland home sales up on month price hits new record</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-21</dc:date>
		</item>
		<item>
			<title>Fixed Rate Mortgages reach record low again</title>
			<link>http://housing-bubble.com/news/fixed-rate-mortgages-mba-210503.html</link>
			<description>Average 30-year fixed rate mortgages 5.17 percent with interest rates at 45-year lows</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-21</dc:date>
		</item>
		<item>
			<title>Appraisal Groups urge Congress to examine appraiser regulatory structure</title>
			<link>http://housing-bubble.com/news/appraiser-gao-210503.html</link>
			<description>Appraisal Groups call on Congress to investigate Appraisal Regulatory Agencies respond to GAO Report</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-21</dc:date>
		</item>
		<item>
			<title>ICBA - better access to the secondary mortgage market</title>
			<link>http://housing-bubble.com/news/secondary-mortgage-icba-190503.html</link>
			<description>Freddie Mac and ICBA sign alliance agreement giving ICBA enhanced access to the secondary mortgage market</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-19</dc:date>
		</item>
		<item>
			<title>Study on concentrated poverty in Washington, DC released</title>
			<link>http://housing-bubble.com/news/washington-poverty-190503.html</link>
			<description>Poorest Become Poorer study on patterns of concentrated poverty in Washington by Fannie Mae Foundation</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-19</dc:date>
		</item>
		<item>
			<title>Smart Growth jury recognizes development proposals for wise land use</title>
			<link>http://housing-bubble.com/news/smart-growth-washington-180503.html</link>
			<description>Smart Growth Alliance recognizes development proposals contributing land use,transportation and environmental advantages to the Washington</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-18</dc:date>
		</item>
		<item>
			<title>Bill would act as 'Tax on housing' says NAHB</title>
			<link>http://housing-bubble.com/news/bill-mortgage-160503.html</link>
			<description>Bill to amend Fannie Mae and Freddie Mac Charters would act as a Tax on Housing says NAHB</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-16</dc:date>
		</item>
		<item>
			<title>Housing Starts fall but building permits bode well says NAHB</title>
			<link>http://housing-bubble.com/news/building-permits-builders-160503.html</link>
			<description>Builders say permit issuance and backlogs should boost housing starts in May</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-16</dc:date>
		</item>
		<item>
			<title>Housing Starts fall 6.8 percent</title>
			<link>http://housing-bubble.com/news/housing-starts-160503.html</link>
			<description>Fall in Housing Starts greater than expecteded</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-16</dc:date>
		</item>
		<item>
			<title>Housing Market Index reveals rise in builder confidence</title>
			<link>http://housing-bubble.com/news/housing-market-index-160503.html</link>
			<description>Housing Market Index up four points as builder sentiment improves</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-15</dc:date>
		</item>
		<item>
			<title>California home sales fall - price hits new record</title>
			<link>http://www.housing-bubble.com/news/california-homes-sale-140503.html</link>
			<description>California home sales post 3.5 percent decline, median price posts 14.3 percent gain in first quarter CAR reports</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-14</dc:date>
		</item>
		<item>
			<title>Florida homes for sale - demand and prices rise</title>
			<link>http://www.housing-bubble.com/news/florida-homes-for-sale-140503.html</link>
			<description>Florida homes for sale - sales rise 10 percent prices also rise</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-14</dc:date>
		</item>
		<item>
			<title>Illinois existing home sales show small gain in first quarter</title>
			<link>http://www.housing-bubble.com/news/illinois-home-sales-120503.html</link>
			<description>Illinois sales of existing homes rose 0.8 percent in first quarter</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-12</dc:date>
		</item>
		<item>
			<title>California's Housing Affordability Index falls to 28 percent C.A.R reports</title>
			<link>http://www.housing-bubble.com/news/california-housing-affordability-080503.html</link>
			<description>Minimum income of 352,780 dollars needed to buy median priced home in California</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-08</dc:date>
		</item>
		<item>
			<title>Purchase Index reaches new record in latest MBA survey</title>
			<link>http://www.housing-bubble.com/news/purchase-index-080503.html</link>
			<description>MBA seasonally adjusted Purchase Index reaches highest level since May 2002</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-08</dc:date>
		</item>
		<item>
			<title>Housing on track for second-best year say realtors</title>
			<link>http://www.housing-bubble.com/news/home-sales-forecast-070503.html</link>
			<description>Realtors say 2003 is likely to be the second-best year for real estate market</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-07</dc:date>
		</item>
		<item>
			<title>The New Shape of Suburbia looks at whats changing and why</title>
			<link>http://www.housing-bubble.com/news/suburbia-uli-060503.html</link>
			<description>Suburbs change in keeping with consumer demographics and lifestyles says study</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-06</dc:date>
		</item>
		<item>
			<title>Study finds essential occupations struggle to afford housing</title>
			<link>http://www.housing-bubble.com/news/cost-housing-nhc-050503.html</link>
			<description>Many essential occupations could not afford median priced home based on median income</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-06</dc:date>
		</item>
		<item>
			<title>AmeriDream, NAHREP partner to increase Hispanic homeownership</title>
			<link>http://www.housing-bubble.com/news/hispanic-homeownership-060503.html</link>
			<description>Partnership formed to increase homeownership in the Hispanic community</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-06</dc:date>
		</item>
		<item>
			<title>Condo sales set record in first quarter</title>
			<link>http://www.housing-bubble.com/news/condo-sales-050503.html</link>
			<description>Sales of existing condominiums reach new record in first quarter</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-05</dc:date>
		</item>
		<item>
			<title>California foreclosures down</title>
			<link>http://www.housing-bubble.com/news/california-foreclosures-050503.html</link>
			<description>California first quarter foreclosures lowest since 1992</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-05</dc:date>
		</item>
		<item>
			<title>Housing Affordability Index reaches 30-year high</title>
			<link>http://www.housing-bubble.com/news/housing-affordability-010503.html</link>
			<description>Realtors say first quarter housing affordability highest in 30 years</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-05-01</dc:date>
		</item>
		<item>
			<title>Study: Multifamily housing poses no detriment to home values</title>
			<link>http://www.housing-bubble.com/news/home-values-multifamily-housing-260403.html</link>
			<description>Harvard study finds multifamily housing poses no detriment to overall home values</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-26</dc:date>
		</item>
		<item>
			<title>California home prices rise while sales fall</title>
			<link>http://www.housing-bubble.com/news/california-home-prices-250403.html</link>
			<description>California home prices rise 15.3 percent sales fall 3.2 percent</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-25</dc:date>
		</item>
		<item>
			<title>Florida home prices and sales rise</title>
			<link>http://www.housing-bubble.com/news/florida-home-prices-250403.html</link>
			<description>Florida home prices rise 12 percent sales up 7 percent since a year ago</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-25</dc:date>
		</item>
		<item>
			<title>Illinois home sales hold steady and prices rise</title>
			<link>http://www.housing-bubble.com/news/illinois-home-sales-250403.html</link>
			<description>Illinois home sales flat while prices rise 5.9 percent since last March</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-25</dc:date>
		</item>
		<item>
			<title>Existing single family home sales fall</title>
			<link>http://www.housing-bubble.com/news/existing-home-sales-250403.html</link>
			<description>Realtors expected home sales decline in March</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-25</dc:date>
		</item>
		<item>
			<title>New home sales up 7.3 percent</title>
			<link>http://www.housing-bubble.com/news/new-home-sales-census-250403.html</link>
			<description>March new home sales rise, February data revised upwards</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-25</dc:date>
		</item>
		<item>
			<title>New home sales rebound in March</title>
			<link>http://www.housing-bubble.com/news/new-home-sales-250403.html</link>
			<description>New home sales in March offset declines from beginning of year</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-25</dc:date>
		</item>
		<item>
			<title>N.C. existing home sales grow -  prices flat</title>
			<link>http://www.housing-bubble.com/news/nc-home-sales-240403.html</link>
			<description>Sales of existing homes in North Carolina grow but prices remain flat</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-24</dc:date>
		</item>
		<item>
			<title>Southland home prices increase in March</title>
			<link>http://www.housing-bubble.com/news/southland-home-prices-230403.html</link>
			<description>Southland home prices increase sales decline for first time since August</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-23</dc:date>
		</item>
		<item>
			<title>Bay Area home price peaks in March</title>
			<link>http://www.housing-bubble.com/news/bay-area-home-price-230403.html</link>
			<description>Bay Area home price remains strong but sales decline</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-23</dc:date>
		</item>
		<item>
			<title>Baby Boomers, Seniors Continue Buying Up</title>
			<link>http://www.housing-bubble.com/news/boomers-home-buying-220403.html</link>
			<description>New Study reveals preferred home features financing trends</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-22</dc:date>
		</item>
		<item>
			<title>Remodeling continues to outpace the economy</title>
			<link>http://www.housing-bubble.com/news/remodeling-210403.html</link>
			<description>Homeowners increase spending on home improvement projects</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-21</dc:date>
		</item>
		<item>
			<title>Housing industry set for another good year says Freddie Mac</title>
			<link>http://housing-bubble.com/news/housing-industry-freddie-180403.html</link>
			<description>Housing industry set for another good year says Freddie Mac as mortgage rates remain low</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-18</dc:date>
		</item>
		<item>
			<title>Housing Starts Gain Momentum in March, Boding Well for 2003</title>
			<link>http://housing-bubble.com/news/housing-starts-nahb-160403.html</link>
			<description>Housing Starts rise 8.3 sustain builders confidence</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-16</dc:date>
		</item>
		<item>
			<title>Housing Starts rise higher than expected, building permits fall</title>
			<link>http://housing-bubble.com/news/housing-starts-160403.html</link>
			<description>Housing Starts rise 8.3 percent while building permits fall 7 percent in March</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-16</dc:date>
		</item>
		<item>
			<title>Purchase Index falls in latest MBA survey</title>
			<link>http://housing-bubble.com/news/purchase-index-160403.html</link>
			<description>Purchase insdex falls Refinance Index rises</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-16</dc:date>
		</item>
		<item>
			<title>California's Housing Affordability flat</title>
			<link>http://housing-bubble.com/news/california-housing-affordability-100403.html</link>
			<description>California Housing Affordability Index at 30 percent in February</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-10</dc:date>
		</item>
		<item>
			<title>Puget Sound home sales maintain annual growth in March</title>
			<link>http://housing-bubble.com/news/puget-home-sales-040403.html</link>
			<description>Florida existing home sales rise 10 percent prices rise 8 percent over a year</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-04-04</dc:date>
		</item>
		<item>
			<title>New home sales fall 8.1 percent, inventories rise</title>
			<link>http://housing-bubble.com/news/home-sales-fall-260303.html</link>
			<description>New home sales fall 8.1 percent inventories rise to highest level in five years</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-26</dc:date>
		</item>
		<item>
			<title>Refinance Index falls in MBA survey</title>
			<link>http://housing-bubble.com/news/refinance-index-260303.html</link>
			<description>Refinance Index falls Purchase Index and mortgage rates increase</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-26</dc:date>
		</item>
		<item>
			<title>Existing home sales fall in February</title>
			<link>http://housing-bubble.com/news/existing-home-sales-250303.html</link>
			<description>Drop in existing home sales was expected says NAR</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-25</dc:date>
		</item>
		<item>
			<title>California home sales fall 7.1 percent prices rise</title>
			<link>http://housing-bubble.com/news/california-home-sales-prices-250303.html</link>
			<description>California home sales fall and prices rise in February</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-25</dc:date>
		</item>
		<item>
			<title>Florida home sales and prices rise in February</title>
			<link>http://housing-bubble.com/news/florida-home-sales-250303.html</link>
			<description>Florida existing home sales rise 10 percent prices rise 8 percent over a year</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-25</dc:date>
		</item>
		<item>
			<title>Freddie Mac restatement process on track</title>
			<link>http://housing-bubble.com/news/freddie-mac-restatement-250303.html</link>
			<description>Freddie Mac expects cumulative effect to materially increase past earnings</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-25</dc:date>
		</item>
		<item>
			<title>Illinois home sales and prices rise</title>
			<link>http://housing-bubble.com/news/illinois-home-sales-250303.html</link>
			<description>Illinois price of existing single-family homes and sales rise</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-25</dc:date>
		</item>
		<item>
			<title>MBA Survey shows mortgage delinquencies down</title>
			<link>http://housing-bubble.com/news/mortgage-delinquencies-240303.html</link>
			<description>National Delinquency Survey shows mortgage delinquencies decreased loans in forclosure increased</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-24</dc:date>
		</item>
		<item>
			<title>Local businessmen seek to revitalize Detroit neighborhood</title>
			<link>http://housing-bubble.com/news/detroit-housing-240303.html</link>
			<description>Detroit developers to break ground on one of largest Eastside housing developments</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-24</dc:date>
		</item>
		<item>
			<title>Fitch: Home mortgage industry largely insulated from war's impact</title>
			<link>http://housing-bubble.com/news/mortgage-industry-war-210303.html</link>
			<description>Mortgage industry insulated from war no national housing bubble says Fitch</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-21</dc:date>
		</item>
		<item>
			<title>Bay Area home sales down, prices steady in February</title>
			<link>http://housing-bubble.com/news/bay-area-home-sales-210303.html</link>
			<description>Bay Area home sales down 3.5 percent in February prices steady</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-21</dc:date>
		</item>
		<item>
			<title>Southland home sales strong in February</title>
			<link>http://housing-bubble.com/news/southland-home-sales-200303.html</link>
			<description>Home sales in Southern California remained strong especially Riverside and San Bernardino counties</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-20</dc:date>
		</item>
		<item>
			<title>MBA applauds House passage of Bankruptcy Reform Bill</title>
			<link>http://housing-bubble.com/news/bankruptcy-reform-bill-200303.html</link>
			<description>MBA applauds passage of Bankruptcy Abuse Prevention and Consumer Act of 2003 (H.R. 975)</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-20</dc:date>
		</item>
		<item>
			<title>Program to allow homeowners to occasionally skip a mortgage payment</title>
			<link>http://housing-bubble.com/news/skip-payment-190303.html</link>
			<description>Hibernia pilots low cost program to allow homeowners to occasionally skip a mortgage payment</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-19</dc:date>
		</item>
		<item>
			<title>Composite and Refinance Indexes reach record highs</title>
			<link>http://housing-bubble.com/news/refinance-index-190303.html</link>
			<description>Refinance Index record may be due to homeowners perceiving an interest rate bottom</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-19</dc:date>
		</item>
		<item>
			<title>Survey: 61 percent say may flee Northern U.S. after record winter</title>
			<link>http://housing-bubble.com/news/demography-winter-190303.html</link>
			<description>Survey finds 61 percent may consider escaping south for the winter</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-19</dc:date>
		</item>
		<item>
			<title>Lennar reports record EPS for Q1 2003</title>
			<link>http://housing-bubble.com/news/lennar-eps-180303.html</link>
			<description>Lennar revenues from sales of homes increased 30 percent in the first quarter of 2003</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-18</dc:date>
		</item>
		<item>
			<title>Builders offer Congress ideas to enhance tax plan</title>
			<link>http://housing-bubble.com/news/builders-tax-plan-180303.html</link>
			<description>Builders want to protect LIHTC from adverse consequences from dividend proposal</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-18</dc:date>
		</item>
		<item>
			<title>Texas Realtors,Fannie Mae fight predatory lending</title>
			<link>http://housing-bubble.com/news/texas-predatory-lending-180303.html</link>
			<description>Borrow With Confidence campaign aims to expand home ownership and fight predatory lending</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-18</dc:date>
		</item>
		<item>
			<title>NAHB - housing market fundamentals solid</title>
			<link>http://housing-bubble.com/news/builder-housing-market-180303.html</link>
			<description>Builders avoid inventory overhang during economic and geopolitical uncertainty</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-18</dc:date>
		</item>
		<item>
			<title>Housing Starts - largest fall since 1994</title>
			<link>http://housing-bubble.com/news/housing-starts-180303.html</link>
			<description>Housing starts fall 11 percent while building permits rise</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-18</dc:date>
		</item>
		<item>
			<title>Fannie Mae passes halfway point in $2 trillion American Dream Commitment</title>
			<link>http://housing-bubble.com/news/fannie-american-dream-180303.html</link>
			<description>Fannie Mae and its lender partners fulfilled over half of pledge to provide $2 trillion in home financing</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-17</dc:date>
		</item>
		<item>
			<title>Builders confidence undermined by weather war and weak economy</title>
			<link>http://housing-bubble.com/news/builder-confidence-170303.html</link>
			<description>Builder confidence falls to lowest level since November 2002 as fears mount on war,jobs and economy</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-17</dc:date>
		</item>
		<item>
			<title>KB Home reports record first quarter earnings</title>
			<link>http://housing-bubble.com/news/kb-home-results-140303.html</link>
			<description>KB Home's higher unit delivery volume and operating margin drove net income to new first quarter record</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-14</dc:date>
		</item>
		<item>
			<title>Bank One and Fannie Mae to help homeownership grow in Michigan</title>
			<link>http://housing-bubble.com/news/bank-one-fannie-140303.html</link>
			<description>$12.5 billion community lending alliance with 25 percent targeted at increasing homeownership among minorities</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-14</dc:date>
		</item>
		<item>
			<title>Rev Sharpton leads demo against Charter One Bank lending practices</title>
			<link>http://housing-bubble.com/news/sharpton-charter-140303.html</link>
			<description>NABO NAN say Charter One of Michigan not significantly improved minority lending practices</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-14</dc:date>
		</item>
		<item>
			<title>Tarragon Realty Investors reports strong results</title>
			<link>http://housing-bubble.com/news/tarragon-results-140303.html</link>
			<description>Tarragon Realty Investors reports revenues increase 14 percent year to year</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-14</dc:date>
		</item>
		<item>
			<title>Northwest Corridor Homeownership Initiative launched</title>
			<link>http://housing-bubble.com/news/northwest-homeownership-140303.html</link>
			<description>Northwest corridor homeownership initiative launched with Freddie Mac and Bank of America to increase minority home ownership</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-14</dc:date>
		</item>
		<item>
			<title>NCRC releases Best and Worst Lenders: A Consumers' Guide</title>
			<link>http://housing-bubble.com/news/ncrc-best-lenders-130303.html</link>
			<description>Best and Worst Lenders ranks thrifts, mortgage companies and credit unions for minority consumers</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-13</dc:date>
		</item>
		<item>
			<title>Refinance Index reach record high in latest MBA survey</title>
			<link>http://housing-bubble.com/news/refinance-index-120303.html</link>
			<description>Refinance Index reach record highs, Purchase Index decreased slightly</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-12</dc:date>
		</item>
		<item>
			<title>Fannie Mae announces foreign currency debt issuance vehicle</title>
			<link>http://housing-bubble.com/news/fannie-foreign-currency-110303.html</link>
			<description>New foreign currency debt issuance vehicle and extended trading hours to help meet US mortgage demand</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-11</dc:date>
		</item>
		<item>
			<title>Appraisal Institute warns of RESPA lending bottleneck</title>
			<link>http://housing-bubble.com/news/appraisal-lending-110303.html</link>
			<description>Appraisal Institute say HUD's RESPA reform will drive good appraisers from the residential market</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-11</dc:date>
		</item>
		<item>
			<title>ALTA - RESPA changes will hurt small business</title>
			<link>http://housing-bubble.com/news/alta-respa-110303.html</link>
			<description>ALTA claims proposed RESPA changes would hurt consumers and mortgage settlement process</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-11</dc:date>
		</item>
		<item>
			<title>San Diego realtors fixing prices declares Appeals Court</title>
			<link>http://housing-bubble.com/news/realtor-price-fixing-110303.html</link>
			<description>Court of Appeals ruled that all five Boards of Realtors in San Diego County fixed prices</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-11</dc:date>
		</item>
		<item>
			<title>Freddie Mac Chief Economist responds to Poole's comments</title>
			<link>http://housing-bubble.com/news/freddiemac-poole-110303.html</link>
			<description>Freddie Mac Chief Economist claims adequate liquidity</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-11</dc:date>
		</item>
		<item>
			<title>Rural Guarantee housing initiative launched in Illinois</title>
			<link>http://housing-bubble.com/news/affordable-illinois-110303.html</link>
			<description>Scheme for affordable single-family homes in rural counties at below market interest rates</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-11</dc:date>
		</item>
		<item>
			<title>Retention Rates increase during refinance boom</title>
			<link>http://housing-bubble.com/news/retention-rates-100303.html</link>
			<description>Study finds mortgage lenders managed to keep just one of every five customers</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-10</dc:date>
		</item>
		<item>
			<title>Poole - Fannie, Freddie and crisis in U.S. financial markets</title>
			<link>http://housing-bubble.com/news/poole-housing-finance-risk-100303.html</link>
			<description>Housing in the Macroeconomy - us economy vulnerable to unquatifiable risks from GSE's</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-10</dc:date>
		</item>
		<item>
			<title>KB Home enters largest new home market with acquisition</title>
			<link>http://housing-bubble.com/news/kb-home-acquisition-100303.html</link>
			<description>KB Home acquires Colony Homes one of the largest privately owned homebuilders in the Southeast</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-10</dc:date>
		</item>
		<item>
			<title>Home Builders reaffirm support for economic growth package</title>
			<link>http://housing-bubble.com/news/homebuilders-tax-100303.html</link>
			<description>New study by Mortgage Bankers Association underscores need to enact Bush Tax Plan builders say</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-10</dc:date>
		</item>
		<item>
			<title>Property valuation software forecasts increasing prices</title>
			<link>http://housing-bubble.com/news/property-valuation-app-100303.html</link>
			<description>Property valuation software forecasts increasing prices in metropolitan areas next year</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-10</dc:date>
		</item>
		<item>
			<title>California housing affordability falls in January</title>
			<link>http://housing-bubble.com/news/california-affordability-070303.html</link>
			<description>California housing affordability falls 2 points in January Monterey least affordable</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-07</dc:date>
		</item>
		<item>
			<title>Interest rates reach record low in latest MBA survey</title>
			<link>http://housing-bubble.com/news/interest-rates-050303.html</link>
			<description>Interest rates fall, REFI's soften but remain near record high in latest MBA survey</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-05</dc:date>
		</item>
		<item>
			<title>Realtors say housing prospects good</title>
			<link>http://housing-bubble.com/news/housing-prospects-050303.html</link>
			<description>Realtors say housing prospects good, concerns over length of war</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-05</dc:date>
		</item>
		<item>
			<title>Slowdown in home price growth continues into fourth quarter</title>
			<link>http://housing-bubble.com/news/home-price-freddiemac-040303.html</link>
			<description>Conventional Mortgage Home Price Index shows national home price slowed in Q4 2003</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-04</dc:date>
		</item>
		<item>
			<title>Act to protect against false information on credit reports</title>
			<link>http://housing-bubble.com/news/credit-reports-040303.html</link>
			<description>Act to force creditors credit collection companies to correct inaccurate information on credit reports</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-03</dc:date>
		</item>
		<item>
			<title>House Price Index indicates growth decelerating</title>
			<link>http://housing-bubble.com/news/house-price-index-030303.html</link>
			<description>House Price Index quarterly appreciation 0.83 percent, continued deceleration</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-03-03</dc:date>
		</item>
		<item>
			<title>Fed Govenor - no housing bubble but sharp price falls in some areas</title>
			<link>http://housing-bubble.com/news/fed-housing-bubble-010303.html</link>
			<description>No housing bubble but home construction and sharp price falls in some areas could become widespread</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-03-01</dc:date>
		</item>
		<item>
			<title>No Nationwide Housing Price Bubble says PMI Group</title>
			<link>http://housing-bubble.com/news/housing-price-bubble-280203.html</link>
			<description>PMI says no housing price bubble as Risk Index remains stable</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-28</dc:date>
		</item>
		<item>
			<title>New home sales decline no cause for alarm says NAHB</title>
			<link>http://housing-bubble.com/news/home-sales-builders-280203.html</link>
			<description>NAHB - slowdown practically inevitable but still strenght in the national housing market</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-28</dc:date>
		</item>
		<item>
			<title>Mortgage-backed securities lead U.S. bond issuance</title>
			<link>http://housing-bubble.com/news/mortgage-backed-securities-280203.html</link>
			<description>Mortgage backed securites lead bond issuance to a record for the second year in a row</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-28</dc:date>
		</item>
		<item>
			<title>New home sales fall 15 percent</title>
			<link>http://housing-bubble.com/news/home-sales-fall-270203.html</link>
			<description>New home sales fall 15 percent in January, prices also drop</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-27</dc:date>
		</item>
		<item>
			<title>Fitch: U.S. homebuilders in position to outperform again in 2003</title>
			<link>http://housing-bubble.com/news/fitch-homebuilders-270203.html</link>
			<description>Homebuilders to ouperform but Fitch sensitive to concerns about increasingly liberal lending standards</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-27</dc:date>
		</item>
		<item>
			<title>Access to insurance and soaring premiums are barriers to homeownerhip</title>
			<link>http://housing-bubble.com/news/homeowners-insurance-270203.html</link>
			<description>Soaring homeowners insurance premiums and lack of coverage are barriers to homeownerhip claims NAR</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-27</dc:date>
		</item>
		<item>
			<title>HUD launches program to create more barrier-free housing</title>
			<link>http://housing-bubble.com/news/hud-outreach-270203.html</link>
			<description>HUD Program educates building and design industries about accessibility provisions of Fair Housing Act</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-27</dc:date>
		</item>
		<item>
			<title>Call for appraiser safeguards to be preserved in RESPA</title>
			<link>http://housing-bubble.com/news/appraiser-safeguards-260203.html</link>
			<description>Appraisal Institute and American Society of Appraisers call for preservation of appraiser safeguards in RESPA reforms</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-26</dc:date>
		</item>
		<item>
			<title>Home Builders support HUD RESPA proposal to simplify home buying process</title>
			<link>http://housing-bubble.com/news/homebuilders-respa-260203.html</link>
			<description>NAHB supports proposal to simplify home buying process as potential to simplify mortgage shopping and loan closings</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-26</dc:date>
		</item>
		<item>
			<title>Luxury home values in California rise 3 percent in 2002</title>
			<link>http://housing-bubble.com/news/california-home-values-260203.html</link>
			<description>California luxury home values - San Diego Values Highest In Survey's History Los Angeles Values Rise To 10-Year High</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-26</dc:date>
		</item>
		<item>
			<title>HUD's Proposed RESPA rule would hurt consumers says ICBA</title>
			<link>http://housing-bubble.com/news/hud-respa-250203.html</link>
			<description>ICBA claims bill will damage consumers small loan originators and settlement service providers</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-25</dc:date>
		</item>
		<item>
			<title>Existing home sales hit new record in January</title>
			<link>http://housing-bubble.com/news/existing-home-sales-250203.html</link>
			<description>Existing single-family home sales rise 3 percent, prices increase</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-25</dc:date>
		</item>
		<item>
			<title>Middle market housing still rising in Los Angeles and Orange Counties</title>
			<link>http://housing-bubble.com/news/middle-market-la-250203.html</link>
			<description>Study shows home buyers continue to take advantage of low interest rates as prices continue to rise</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-25</dc:date>
		</item>
		<item>
			<title>California median home price up 17.3 percent, sales ris 0.1 percent</title>
			<link>http://housing-bubble.com/news/california-home-price-250203.html</link>
			<description>California home price rises and flat sales raises affordability concerns</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-25</dc:date>
		</item>
		<item>
			<title>Florida home sales and prices rise in January</title>
			<link>http://housing-bubble.com/news/florida-home-sales-250203.html</link>
			<description>Florida existing home sales rise 13 percent prices rise 11 percent</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-25</dc:date>
		</item>
		<item>
			<title>Illinois home sales fall, prices rise</title>
			<link>http://housing-bubble.com/news/illinois-home-sales-250203.html</link>
			<description>Illinois statewide median price up 8.1 percent,sales fall 0.7 percent</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-25</dc:date>
		</item>
		<item>
			<title>Homebuyers confusion demands education and guidance</title>
			<link>http://housing-bubble.com/news/homebuyer-education-240203.html</link>
			<description>Homebuyers report difficulty and confusion delays in closing their house purchase according to survey</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-24</dc:date>
		</item>
		<item>
			<title>Manpower survey shows hiring activity to decline in second quarter</title>
			<link>http://housing-bubble.com/news/hiring-outlook-240203.html</link>
			<description>Employers will be hiring at slower pace in Q2 2003 according to Manpower Employment Outlook Survey</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-24</dc:date>
		</item>
		<item>
			<title>Lowe's reports record earnings for fourth quarter and fiscal year</title>
			<link>http://housing-bubble.com/news/lowes-results-240203.html</link>
			<description>Lowe's world's second largest home improvement retailer reports net earnings $1.47 billion in 2002</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-24</dc:date>
		</item>
		<item>
			<title>OCC issues predatory lending guidelines</title>
			<link>http://housing-bubble.com/news/predatory-lending-guidelines-220203.html</link>
			<description>OCC issues releases establishing nationwide guidance to guard against predatory lending practices</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-22</dc:date>
		</item>
		<item>
			<title>Freddie Mac Commits $2 Million to expand minority home ownership</title>
			<link>http://housing-bubble.com/news/freddie-mac-220203.html</link>
			<description>Freddie Mac to help the national NeighborWorks network</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-22</dc:date>
		</item>
		<item>
			<title>Countrywide Financial Corporation comments on Fitch rating action</title>
			<link>http://housing-bubble.com/news/countrywide-rating-200203.html</link>
			<description>Countrywide reponds to Fitch Ratings Watch Negative claims effectve hedging of MSR's</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-20</dc:date>
		</item>
		<item>
			<title>Fitch places Countrywide on Rating Watch Negative</title>
			<link>http://housing-bubble.com/news/fitch-countrywide-200203.html</link>
			<description>Fitch concerned by risks of high levels of MSR's as percentage of equity and hedging MSR volatility</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-20</dc:date>
		</item>
		<item>
			<title>Housing Starts rise to highest level since 1986</title>
			<link>http://housing-bubble.com/news/housing-starts-rise-190203.html</link>
			<description>Housing Starts rise multi-family home permits fall in latest Commerce Dept data</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-19</dc:date>
		</item>
		<item>
			<title>California detached home price breaks record in Q4</title>
			<link>http://housing-bubble.com/news/california-detached-home-140203.html</link>
			<description>California detached home price breaks record, sales up 15.8 percent Q4</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-14</dc:date>
		</item>
		<item>
			<title>California leads record breaking luxury home sales</title>
			<link>http://housing-bubble.com/news/luxury-home-sales-140203.html</link>
			<description>Coldwell Banker Real Estate reports record breaking luxury home sales</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-14</dc:date>
		</item>
		<item>
			<title>Real estate market is vulnerable in wartime</title>
			<link>http://housing-bubble.com/news/real-estate-war-140203.html</link>
			<description>House prices may fall if U.S. goes to war says Wall Street Journal</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-14</dc:date>
		</item>
		<item>
			<title>Orleans Homebuilders announces income increase</title>
			<link>http://housing-bubble.com/news/orleans-homebuilders-140203.html</link>
			<description>Orleans Homebuilders announces net income increased 53 percent compared to prior year period</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-14</dc:date>
		</item>
		<item>
			<title>Florida home sales and prices rise</title>
			<link>http://housing-bubble.com/news/florida-home-sales-140203.html
</link>
			<description>Florida home sales rise,home prices increases Q4 2002</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-14</dc:date>
		</item>
		<item>
			<title>Illinois home sales set new record</title>
			<link>http://housing-bubble.com/news/illinois-home-sales-120203.html</link>
			<description>Illinois Single family home sales set new annual record for 2002</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-12</dc:date>
		</item>
		<item>
			<title>Housing industry calls for tax credits and incentives</title>
			<link>http://housing-bubble.com/news/housing-industry-120203.html</link>
			<description>Housing industry coalition calls for measures to increase the nation's affordable housing supply</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-12</dc:date>
		</item>
		<item>
			<title>Rise in home price expected to slow this year</title>
			<link>http://housing-bubble.com/news/home-price-110203.html</link>
			<description>Rise in home price expected to slow but interest rates will help sustain strong home sales say NAR</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-11</dc:date>
		</item>
		<item>
			<title>Greenspan: Housing bubble - potential problems but not serious ones</title>
			<link>http://housing-bubble.com/news/greenspan-housing-bubble-110203.html</link>
			<description>Greenspan testimony: no need to address housing bubble, household debt levels not a cause of concern</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-11</dc:date>
		</item>
		<item>
			<title>Condo sales break annual record</title>
			<link>http://housing-bubble.com/news/condo-sales-080203.html</link>
			<description>Condo sales break annual record hold strong in fourth quarter according to NAR</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-08</dc:date>
		</item>
		<item>
			<title>Neighborhood Gold to reinforce HUD's promotion of affordable housing</title>
			<link>http://housing-bubble.com/news/nhg-affordable-housing-070203.html</link>
			<description>Neighborhood Gold pledges continued support of its down payment assistance grant program</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-07</dc:date>
		</item>
		<item>
			<title>In real estate CCH says biggest tax breaks are closest to home</title>
			<link>http://housing-bubble.com/news/investing-real-estate-tax-070203.html</link>
			<description>Investing in real estate can bring special tax advantages according to CCH</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-07</dc:date>
		</item>
		<item>
			<title>California housing affordability falls</title>
			<link>http://housing-bubble.com/news/california-affordability-060203.html</link>
			<description>California median priced home affordability falls five points in December C.A.R reports</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-06</dc:date>
		</item>
		<item>
			<title>Real estate bubble warning for investors</title>
			<link>http://housing-bubble.com/news/real-estate-bubble-investing-050203.html</link>
			<description>Investors who buy real estate high before bubble bursts warned by planners</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-05</dc:date>
		</item>
		<item>
			<title>Involuntary unemployment insurance as protection against mortgage foreclosure</title>
			<link>http://housing-bubble.com/news/mortgage-foreclosure-insurance-050203.html</link>
			<description>Involuntary unemployment insurance is protection against mortgage foreclosure says CCIA</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-05</dc:date>
		</item>
		<item>
			<title>Mortgage applications remain strong,refinancing</title>
			<link>http://housing-bubble.com/news/mortgage-applications-050203.html</link>
			<description>Mortgage loan applications for purchases rises refinancing falls in weekly MBA survey</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-05</dc:date>
		</item>
		<item>
			<title>California million-dollar home sales</title>
			<link>http://housing-bubble.com/news/california-home-sales-040203.html</link>
			<description>California Million-dollar home sales surged to record levels last year</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-04</dc:date>
		</item>
		<item>
			<title>Housing affordability rises in fourth quarter</title>
			<link>http://housing-bubble.com/news/housing-affordability-030203.html</link>
			<description>Low mortgage interest rates and rising income improved housing affordability according to NAR</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-03</dc:date>
		</item>
		<item>
			<title>Construction spending strong in December</title>
			<link>http://housing-bubble.com/news/construction-spending-030203.html</link>
			<description>Construction put in place during December 2002 847.9 billion dollars</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-02-03</dc:date>
		</item>
		<item>
			<title>Home mortgage lending tightened</title>
			<link>http://housing-bubble.com/news/home-mortgage-lending-010203.html</link>
			<description>Home mortgage lending tightened residential mortgage demand softens</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-01</dc:date>
		</item>
		<item>
			<title>Home mortgage lending tightened</title>
			<link>http://housing-bubble.com/news/home-mortgage-lending-010203.html</link>
			<description>Home mortgage lending tightened residential mortgage demand softens</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-02-01</dc:date>
		</item>
		<item>
			<title>American Home Mortgage reports fourth quarter results</title>
			<link>http://housing-bubble.com/news/american-home-mortgage-280103.html</link>
			<description>American Home Mortgage reports record earnings,loan production and EPS</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-28</dc:date>
		</item>
		<item>
			<title>New home sales rose 3.5 percent in December</title>
			<link>http://housing-bubble.com/news/new-home-sales-280103.html</link>
			<description>New home sales rose in December with record number of houses sold</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-28</dc:date>
		</item>
		<item>
			<title>California home price up 20.2 percent in December</title>
			<link>http://housing-bubble.com/news/california-home-price-270103.html</link>
			<description>California homes median price up 20.2 percent in December,sales up 20.9 percent C.A.R. Reports</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-27</dc:date>
		</item>
		<item>
			<title>No significant change in vacancy rates</title>
			<link>http://housing-bubble.com/news/vacancy-rates-270103.html</link>
			<description>Census Bureau reports on residential vacancies and homeownership</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-27</dc:date>
		</item>
		<item>
			<title>Existing Home sales rise</title>
			<link>http://housing-bubble.com/news/home-sales-dec-270103.html</link>
			<description>December Existing Homes Sales rise breaking annual record</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-27</dc:date>
		</item>
		<item>
			<title>Illinois Home Sales break record</title>
			<link>http://housing-bubble.com/news/illinois-home-sales-270103.html</link>
			<description>Illinois Home sales set record in 2002 say Illinois Association of REALTORS</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-27</dc:date>
		</item>
		<item>
			<title>Florida home sales stay on the upswing say Florida realtors</title>
			<link>http://housing-bubble.com/news/florida-home-sales-270103.html</link>
			<description>Florida home sales - 2002 ends with a 10 percent Increase says Florida realtors</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-27</dc:date>
		</item>
		<item>
			<title>Freddie Mac Freddie Mac announces record earnings</title>
			<link>http://housing-bubble.com/news/freddie-mac-earnings-270103.html</link>
			<description>Freddie Mac announces record earnings for 2002</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-27</dc:date>
		</item>
		<item>
			<title>Appraisal Groups want appraisal oversight and reform added to Agenda</title>
			<link>http://housing-bubble.com/news/appraisal-groups-270103.html</link>
			<description>Appraisal groups want Banking Committee to add appraisal oversight and reform to the Agenda of the 108th Congress</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-27</dc:date>
		</item>
		<item>
			<title>Real estate powered San Fernando Valley economy say realtors</title>
			<link>http://housing-bubble.com/news/real-estate-san-fernando-240103.html</link>
			<description>Residential real estate drove economy in San Fernando Valley during 2002 say realtors</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-24</dc:date>
		</item>
		<item>
			<title>Farmer Mac posts solid fourth quarter results</title>
			<link>http://housing-bubble.com/news/farmer-mac-results-230103.html</link>
			<description>Farmer Mac announces fourth quarter results and impact of FAS 133</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-23</dc:date>
		</item>
		<item>
			<title>Beazer Homes announces record results</title>
			<link>http://housing-bubble.com/news/beazer-homes-results-230103.html</link>
			<description>Beazer Homes results due to strong housing environment and costs contol</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-23</dc:date>
		</item>
		<item>
			<title>Builders respond to Governor's Address</title>
			<link>http://housing-bubble.com/news/nj-builders-response-230103.html</link>
			<description>New Jersey Builders Association express disappointment</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-23</dc:date>
		</item>
		<item>
			<title>Refinancing activity falls in weekly MBA survey</title>
			<link>http://housing-bubble.com/news/refinancing-falls-220103.html</link>
			<description>Refinancing activity and mortage applications fall in weekly MBA survey</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-22</dc:date>
		</item>
		<item>
			<title>Freddie Mac expects to restate earnings upward for prior years</title>
			<link>http://housing-bubble.com/news/freddie-mac-earnings-220103.html</link>
			<description>Freddie Mac earnings restatement due to hedge accounting treatment of some transactions</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-22</dc:date>
		</item>
		<item>
			<title>Off site construction can reduce the cost of high quality homes</title>
			<link>http://housing-bubble.com/news/off-site-construction-220103.html</link>
			<description>Off site construction technologies can reduce costs shorten cycles increase profits</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-22</dc:date>
		</item>
		<item>
			<title>OFHEO proposes disclosure regulation for Fannie and Freddie</title>
			<link>http://housing-bubble.com/news/disclosure-regulation-220103.html</link>
			<description>Proposed regulation on disclosure for the Enterprises under Securities Exchange Act</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-22</dc:date>
		</item>
		<item>
			<title>Washington D.C. Named No. 1 City in World by foreign real estate investors</title>
			<link>http://housing-bubble.com/news/washington-real-estate-210103.html</link>
			<description>Real estate investors name Washington D.C No 1 city up from No 3</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-21</dc:date>
		</item>
		<item>
			<title>Housing starts - highest since 1986</title>
			<link>http://housing-bubble.com/news/housing-starts-210103.html</link>
			<description>Housing starts in December 2002 reach new high</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-21</dc:date>
		</item>
		<item>
			<title>HUD proposes housing counseling grant increase</title>
			<link>http://housing-bubble.com/news/hud-210103.html</link>
			<description>Proposal to increase funding for HUD Counseling Grant Program to $45 million</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-21</dc:date>
		</item>
		<item>
			<title>Northern Virginia's most popular ZIP codes for home buyers</title>
			<link>http://housing-bubble.com/news/northern-virginia-popular-200103.html</link>
			<description>Fairfax and Arlington top online real estate broker's list</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-20</dc:date>
		</item>
		<item>
			<title>KB Home reports record 2002 revenues of $5.03 billion</title>
			<link>http://housing-bubble.com/news/kb-home-results-180103.html</link>
			<description>KB Home achieves highest revenues for any quarter in the Company's history</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-18</dc:date>
		</item>
		<item>
			<title>Cendant issues response to Wall Street Journal story</title>
			<link>http://housing-bubble.com/news/cendant-statement-180103.html</link>
			<description>Cendant Corporation reposnse regarding loans submitted to FHA</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-18</dc:date>
		</item>
		<item>
			<title>Realtor political activity breaks record</title>
			<link>http://housing-bubble.com/news/rpac-political-activity-170103.html</link>
			<description>RPAC breaks participation,fundraising and contributions records</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-17</dc:date>
		</item>
		<item>
			<title>Loan demand falls in latest MBA survey</title>
			<link>http://housing-bubble.com/news/refinance-mba-160103.html</link>
			<description>Loan demand falls interest rates remain stable in latest MBA survey</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-16</dc:date>
		</item>
		<item>
			<title>New study examining the impact of California's housing crisis on Latinos</title>
			<link>http://housing-bubble.com/news/california-housing-150103.html</link>
			<description>Lack of housing resticting first-time homebuyers - impeding Latinos seeking to move up economic ladder</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-15</dc:date>
		</item>
		<item>
			<title>Ginnie Mae announces changes to Mortgage Backed Security Program</title>
			<link>http://housing-bubble.com/news/ginnie-mae-mortgage-150103.html</link>
			<description>Ginnie Mae Mortgage Backed Security Program changes to cut loan costs</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-15</dc:date>
		</item>
		<item>
			<title>House not a substiute for real estate stock invesment according to study</title>
			<link>http://housing-bubble.com/news/real-estate-investment-150103.html</link>
			<description>Home not a suitable alternative to investment in real estate stocks says NAREIT study</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-15</dc:date>
		</item>
		<item>
			<title>New rule to protect homebuyers from predatory lending</title>
			<link>http://housing-bubble.com/news/predatory-lending-protection-140103.html</link>
			<description>HUD announces new rule to protect homebuyers from predatory lending practices</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-14</dc:date>
		</item>
		<item>
			<title>Appraisal Institute hails proposed HUD rule</title>
			<link>http://housing-bubble.com/news/appraisal-institute-hud-140103.html</link>
			<description>Appraisal Institute hails HUD Rule holding lenders equally accountable for FHA appraisal quality</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-14</dc:date>
		</item>
		<item>
			<title>Housing National Market Trends Index (MTI) Falls</title>
			<link>http://housing-bubble.com/news/housing-market-trends-130103.html</link>
			<description>Real estate Market Trends Index (MTI) down according to MGIC</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-13</dc:date>
		</item>
		<item>
			<title>Arizona home resales hit record</title>
			<link>http://housing-bubble.com/news/arizona-home-sales-110103.html</link>
			<description>Greater Phoenix resale home market sets new sales record for 2002</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-11</dc:date>
		</item>
		<item>
			<title>BIA - Michigan strength in home construction and sales expected 2003</title>
			<link>http://housing-bubble.com/news/michigan-construction-110103.html</link>
			<description>New home construction in Southeastern Michigan strong,steady sales 2003 according to BIA</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-11</dc:date>
		</item>
		<item>
			<title>Hammock Beach Community - 2002 sales top $96 million</title>
			<link>http://housing-bubble.com/news/hammock-beach-sales-100103.html</link>
			<description>Hammock Beach oceanfront resort community in Palm Coast sales exceeded $96 million</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-10</dc:date>
		</item>
		<item>
			<title>California Housing Affordability falls 5 points in November</title>
			<link>http://housing-bubble.com/news/california-housing-affordability-100103.html</link>
			<description>Housing Affordability falls 5 points in November to 30 percent,C.A.R. reports</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-10</dc:date>
		</item>
		<item>
			<title>NAR forecasts slowing home sales for 2003</title>
			<link>http://housing-bubble.com/news/homesales-forecast-nar-090103.html</link>
			<description>2003 home sales and price growth to slow according to NAR</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-09</dc:date>
		</item>
		<item>
			<title>Foreclosures rise,late payments fall</title>
			<link>http://housing-bubble.com/news/foreclosure-late-payment-080103.html</link>
			<description>Foreclosures rose to record levels in Q3 2002 according to MBA</description>
			<dc:creator>Paul Allen</dc:creator>
			<dc:date>2003-01-08</dc:date>
		</item>
		<item>
			<title>The Housing Bubble: Fact or Fiction</title>
			<link>http://housing-bubble.com/news/housing-bubble-conf-070103.html</link>
			<description>Housing bubble conference announced</description>
			<dc:creator>Mike Williams</dc:creator>
			<dc:date>2003-01-07</dc:date>
		</item>
	</channel>
</rss>
